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State Bank of India has released 8301 vacancies for the recruitment of junior associates (customer support & sales). Every candidate was eagerly waiting for this vacancy. There were rumors that SBI will not release clerk vacancies this year, among these rumors this is a good news for all the aspirants preparing for the banking exams. However, the pattern has been changed for this year’s vacancy.  Let’s discuss about the new pattern of the exam.

Important Dates

Starting Date of Registration: 20.01.2018
Closing Date of Registration: 10.02.2018

Prelims: Prelims exam will be tentatively conducted in In the month of June/July'2018 (tentatively).
Mains Exam: Main Examination will be conducted tentatively on 05.08.2018.


Essential Academic Qualifications: (AS ON 01.01.2018)

A candidate should have done graduation in any discipline from a  recognised University or any equivalent qualification recognised as such by the Central Government.

Age Limit (As on 01.01.2018)

A candidate should not be below 20 years and not above 28 years as on 01.01.2018 i.e. candidates must have been born not earlier than 02.01.1990 and not later than 01.01.1998 (both days inclusive).

Application Fees

For SC/ST: Rs 100
For Others: Rs 600

Exam Pattern:

Prelims: SBI has introduced a new pattern for prelims exam. There will be no sectional cutoff. The new pattern is as follows:

English Language 30 30 20 minutes
Numerical Ability 35 35 20 minutes
Reasoning Ability 35 35 20 minutes
Total 100 100 1 hour


There will be no sectional cutoff.

50 50 35 minutes
General English 40 40 35 minutes
50 50 45 minutes
Reasoning Ability&
Computer Aptitude
50 60 45 minutes

Negative marking: .25 for each incorrect answer.

Test of specified opted local language

Those candidates who will qualify for selection will have to produce 10th or 12th standard mark sheet/certificate evidencing having studied the specified opted local language. Those students who produce the certificates will not be subjected to any Language test. In case of others (qualified for selection), specified opted local language test will be conducted after provisional selection but before joining. Candidates not found to be proficient in specified opted local language would be disqualified.

Provisional Selection

The marks obtained in the Preliminary Examination (Phase-I) will not be added for the selection and only the aggregate marks obtained in Main Examination (Phase-II) will be considered for preparation of the final merit list. Provisional selection will be made on the basis of candidate’s performance in the main examination.

Wait List

A wait list of up to 50% of vacancies (State-category wise) will be maintained. Candidates will be released from this waitlist on the quarterly basis against non-joining and resignation out of the current batch only, subject to the candidates securing minimum qualifying marks as may be stipulated by the Bank for selection. This wait list will be valid for a period of one year from the date of declaration of final result.

As SBI has introduced a new pattern and IBPS has always followed the pattern of SBI, so all the aspiring candidates should get ready to see a similar pattern in the upcoming IBPS exams of the year. All the aspiring candidates should pull up their socks and start their preparations and make the proper study plan for their exam. 


Phase-I : Preliminary Examination

Preliminary Examination consisting of Objective Tests for 100 marks will beconducted online. This test would be of 1 hour duration consisting of 3 Sections as follows:

SL. Name of test No. of Questions Marks Duration
1. English Language 30 30 Composite Time
2. Quantitative Aptitude 35 35 of
3. Reasoning Ability 35 35 1 hour
  Total 100 100  

Candidates have to qualify in each of the three tests by securing passing marks to be decided by the Bank. Adequate number of candidates in each category as decided by the Bank (approximately 20 times the numbers of vacancies subject to availability) will be short listed for the Main Examination.

Phase – II: Main Examination

Main Examination will consist of Objective Tests for 200 marks and Descriptive Test for 50 marks. Both the Objective and Descriptive Tests will be online. Candidates will have to answer Descriptive test by typing on the computer. Immediately after completion of Objective Test, Descriptive Test will be administered.

Objective Test

The objective test of 3 hours duration consist of 4 Sections for total 200 marks. The objectivetest will have separate timing for every section. The candidates are required to qualify in each of the Tests by securing passing marks, to be decided by the Bank.

SL. Name of test No. of Questions Marks Duration
1. Reasoning & Computer Aptitude 45 60 60 minutes
2. Data Analysis & Interpretation 35 60 45 minutes
3. General/Economy/Banking Awareness 40 40 35 minutes
4. English Language 35 40 40 minutes
  Total 155 200 3 hours

Descriptive Test

The Descriptive Test of 30 minutes duration with 50 marks will be a Test of EnglishLanguage (Letter Writing & Essay). The candidates are required to qualify in the Descriptive Test by securing passing marks, to be decided by the Bank.

Descriptive Test paper of only those candidates will be evaluated who have scored qualifying marks in the Objective Tests and are placed adequately high as per total marks in objective test.

Penalty for Wrong Answers (Applicable to both – Preliminary and Main examination)

There will be penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate one fourth of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate, there will be no penalty for that question.

Phase – III: Group Exercises (20 marks) & Interview (30 marks)

The aggregate marks of candidates qualifying in both the Objective Tests and Descriptive Test will be arranged in descending order in each category. Adequate number of candidates in each category, as decided by the Bank will be called for Group Exercises and Interview. The qualifying marks in Group Exercises &Interview will be as decided by the Bank.

Candidates qualifying for Group Exercises & Interview under 'OBC' category would be required to submit OBC certificate containing the 'Non Creamy layer' clause. Candidates not submitting the OBC certificate containing the 'Non Creamy layer' clause and requesting to be interviewed under General category will not be entertained.

Final Selection

The marks obtained in the Preliminary Examination (Phase-I) will not be added for the selection and only the marks obtained in Main Examination (Phase-II), both in Objective Test and Descriptive Test, will be added to the marks obtained in GE & Interview (Phase-III) for preparation of the final merit list.

The candidates will have to qualify both in Phase-II and Phase-III separately. Marks secured by the candidates in the Written Test (out of 250 marks) are converted to out of 75 and marks secured in Group Exercises & Interview (out of 50 marks) are converted to out of 25. The final merit list is arrived at after aggregating converted marks of Written Test and Group Exercises &Interview out of 100 for each category. The selection will be made from the top merit ranked candidates in each category.

Results of the candidates who have qualified for Group Exercises & Interview and the list of candidates finally selected will be made available on the Bank's website. Final select list will be published in Employment News/ RozgarSamachar and also in Bank’s website.

Eligibility criteria

(A) Essential Academic Qualifications:

Graduation in any discipline from a recognised University or any equivalent qualification recognised as such by the Central Government. Those who are in the Final year/Semester of their Graduation may also apply provisionally subject to the condition that, if called for interview, they will have to produce proof of having passed the graduation examination. Candidates having integrated dual degree (IDD) certificate and Candidates possessing qualification of Chartered Accountant may also apply.

Calculation of Percentage

The percentage marks shall be arrived at by dividing the total marks obtained by the candidate in all the subjects in all semester(s)/year(s) by aggregate maximum marks in all the subjects irrespective of honours / optional / additional optional subject, if any. This will be applicable for those Universities also where Class / Grade is decided on basis of Honours marks only. The fraction of percentage so arrived will be ignored i.e. 59.99% will be treated as less than 60% and 54.99% will be treated as less than 55%.

(B) Age Limit :21 to 30 Year
Relaxation of Upper age limit
Sr. No. Category Age Relaxation
1. Scheduled Caste/ Scheduled Tribe 5 years
2. Other Backward Classes (Non-Creamy Layer) 3 years
3. Persons With Disabilities (PWD PWD (SC/ST)-15 Years
PWD (OBC)- 13 Years
PWD (Gen)- 10 Years
4. Ex Servicemen, Commissioned officers including Emergency Commissioned Officers (ECOs)/Short Service CommissionedOfficers (SSCOs) who have rendered 5 years military serviceand have been released on completion of assignment (includingthose whose assignment is due to be completed within one yearfrom the last date of receipt of application) otherwise than byway of dismissal or discharge on account of misconduct orinefficiency or physical disability attributable to military serviceorinvalidment. 5 years
5. Persons Ordinarily domiciled of the state of Jammu &Kashmirduring the period 01.01.1980 to 31.12.1989 5 years


  • Candidates with record of default in repayment of loans/credit card dues and/or against whose name adverse report of CIBILor other external agencies are available are not eligible for appointment.
  • Candidates against whom there is/are adverse report regarding character & antecedents, moral turpitude are not eligible to apply for the post.


Vacancies are reserved for Disabled (Physically Challenged) Persons under Section 33 of the Persons with Disabilities (Equal Opportunities, Protection of Rights and Full Participation) Act, 1995 (1 of 1996) as per government guidelines. Candidates with following disabilities are eligible to apply as per the definitions given in the above act: : a) Orthopedically Handicapped, b) Visual Impaired, c) Hearing Impaired.

A person (OH/VI/HI) who suffer from not less than 40% of relevant disability and wants to avail the benefit of reservation will have to submit a Disability Certificate issued by Medical Board duly constituted by Central or State Government. The certificate should be dated on or before last date of registration of application.

a) Orthopedically Handicapped (OH)

Only those OH candidates who have locomotor disability or cerebral palsy with locomotor impairment of minimum 40% and only those who fall in the following categories of the disabled are eligible to apply for the post

OA One arm affected (Right or Left);
OL One leg affected (Right or Left),
One arm & One Leg affected;
Both legs affected but not arms,
b) Visually Impaired (VI):

Blindness : Only those Visually Impaired (VI) persons who suffer from any one of the following conditions are eligible to apply.

Total absence of sight.

Visual acuity not exceeding 6/60 or 20/200 (Snellen) in the better eye with correcting lenses.

Limitation of the field of vision subtending an angle of 20 degrees or worse.
Low Vision

Candidates having low vision as defined in Chapter I, Para 2 (u) of the Persons with Disabilities (Equal opportunities, protections of rights and full participation) Act 1995.

c) Hearing Impaired:

The deaf are those persons in whom the sense of hearing is non- functional for ordinary purposes of life i.e. total loss of hearing in both ears. They do not hear, understand sounds at all even with amplified speech. Hearing impairment means loss of sixty decibels or more in the better ear in the conversational range of frequencies.


Reasoning Ability

Reasoning section is an important part of SBI. One of the most essential aspects in the SBI exam is the level of Reasoning section which must be considered properly as the reasoning portion contains the questions of high level which requires a lot of practice. Basically, it requires regular practice from your side to easily handle the asked questions.Reasoning Syllabus is divided into two parts verbal reasoning and logical reasoning questions. Check details about the verbal reasoning & logical reasoning.

Alphabetical Order & Misc. Series Coding-decoding Blood Relation
Direction And Distance Order & Ranking Sitting Arrangement
Puzzle Advance Puzzle Data Sufficiency
Syllogism Inequality Decision Making
Machine Input Statement & Assumption Statement & Argument
Problem & Course of Action Cause & Effect Drawing Inference
Combined Logical  Direction sense test Number Ranking

English Language

English Section of SBI Exam is a major part it contains approximately 40 marks out of 200 in mains exam and 30 marks out of 100 in prelims examination. It is, therefore, you don’t take it lightly. Nevertheless, if you study properly you can also score higher marks in this section too. This article focuses on English Syllabus for SBI Exam.

Noun Pronoun Verb
Conjunction Time and Tense Rearrangement of Sentences
Preposition Adjective Cloze Test
Articles Adverb Error Detection
Vocabulary Reading Comprehension Fill in the Blanks
Phrase Replacement Mis-Spelt and Inappropriate Words Spotting Similar and Dissimilar words

Quantitative Aptitude

Quantitative Aptitude (Numerical Ability) is one of the major sections of SBI Exam Syllabus for any post. SBI is known for its innovation whether we take a look in its services or the examination it conducts every year for the post of PO and Clerk. It generally makes changes in the pattern of Quantitative Aptitude and basically focusses in the high level Data Interpretation.We should focus on such major topics :

Simplification Number Series Percentage
Profit and Loss Simple Interest & Compound Interest Average
Ratio & Proportion Problems on Ages Partnership
Mixture and Alligation Time and Work Pipe & Cisterns
Speed, Time and Distance Problem Based on Trains Boat and Stream
Inequality Probability Data Sufficiency
Data Interpretation Mensuration Permutation and Combination

General Awareness

Along with quantitative aptitude, General Awareness is also one of the most scoring sections once you deeply study last approximately six months happenings around the world as per the examination requirements. General Awareness section of SBI Exam contains various topics such as current affairs questions, banking awareness questions and common general knowledge questions. It basically focusses on the current affairs based on Banking Awareness. It is, therefore, we should focus on such major topics:

Indian Banking Industry RBI & Monetary Policy NPA and Basel Norms
Inflation National Income Money Market In India
Capital Market In India Foreign Trade & Exchange Public Finance
Economic Planning In India Social Welfare Schemes Miscellaneous

Computer Aptitude

Computer section is also one of the easiest sections amongst all the sections which is scheduled for the Mains examination. Here you require some basic knowledge of computer section; Computer section covers mainly these topics :

Hardware Generation of Computer Softwares
Ms Office (MS Word, MsExcel, MS Power Point ) Data Base Networking Internet
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